There’s no better time than the spring to run the feather duster over your finances. Money Matters Team Manager Lee Forrest shares tips on how to get your bank account gleaming.
By getting a clear picture of what you’re spending and where you can make savings, you can make your money go further. But don’t worry if numbers make you numb, with our team on your side, there’s no need to fear your figures. Here’s how we can help you freshen up your finances:
Make sure you aren’t missing out on any potential income by coming to us for a quick and free benefits check. In the last 12 months our skilled advisers generated £5,000,000 for Karbon customers.
Heard something on the news or in the Budget and wondered if it affects you? Don’t waste time worrying or searching the internet – just ask us. Our team is bang up to date on everything to do with benefits and will guide you through it.
Creating a personal budget is a great first step towards taking control and is a really smart investment of your time. Why not pop the kettle on and settle down to fill in our simple budget planner? When you’re finished, you’ll know how much money you have left at the end of each month – or how much you’re overspending.
Once you have your completed budget sheet, get in touch with our team and we’ll help you to work out where you can make savings on your bills and cut costs. We can also advise on managing your debts.
Get in touch
Call us on 0808 164 0111 to make an appointment with the Money Matters Team Email us at firstname.lastname@example.org Visit our website for information www.karbonhomes.co.uk/your-money
How to create your personal budget
Step 1: Work out your total monthly income. If some of your income is paid weekly, you’ll need to turn these figures into calendar monthly ones. To do this you need to multiply the weekly figure by 52 and then divide this by 12. This will then give you a calendar monthly figure to include in your budget.
Step 2. Make a list of everything you spend each month. If you’re not sure what you’re spending your money on, try writing down everything you buy over a month. This will give you a clearer idea of your regular spending.
You need to include things that you only pay for once a year or less often, such as Christmas, car repairs or vets bills. To do this you need to divide the yearly cost by 12 to give you a monthly figure which you can include in your budget in the blank spaces at the end. You can then set this money aside until the bill is due.
My budget tracker