If you under-occupy your home your Housing Benefit will be cut by the following percentage:
14% for one spare bedroom
25% if you have two or more spare bedrooms
- Mandy and Stu live in a four-bedroom house with their three boys aged 10 and 14. The boys will be expected to share a room until the eldest turns 16. The amount of rent Mandy and Stu can claim Housing Benefit or Universal Credit for is reduced by 25% because they currently have two extra bedrooms. It will be reduced by 14% when their sons are no longer expected to share
- Bill and Sarah live in a two-bedroom property with their daughter Michelle, aged 19. Rent is £90 per week, and they receive full Housing Benefit. Michelle leaves home leaving Bill and Sarah with a ‘spare’ bedroom. The amount of their rent that can be used to calculate housing benefit is reduced by 14%. This means they can now only get a maximum of £77.40 per week Housing Benefit
- David and Louise have a child, Harry, and live in a three-bedroom house. Harry is very ill, and requires overnight care from someone who does not live in the same house as the family. The Local Authority agrees that a room is needed for the overnight carer, so David and Louise do not have a ‘spare’ room and will not be affected by the ‘Bedroom Tax’.